How to set up Apple Pay and Google Pay on your phone

Person paying with his smartphone

Adding these features could not be easier (Image: Getty)

In it technological revolution that we are in, there are consistently growing ways to pay for your goods and services.

With smart devices used as a way to pay for things, you are literally just a tap away from buying goods.

Apple Pay and Google Pay are apps for your Apple and Android phones that can be used as a form of payment.

How to configure the contactless features on your smartphone.

How to set up Apple Pay

Apple Pay is a fairly simple process to set up. Of course, you need an Apple smartphone and the Apple Pay app – which is already built into iPhones.

But if you have previously deleted the app from your phone, then you can always re-download it for free in the App Store.

someone holding an Apple phone with Google Pay app and credit card

Setting Up Apple Pay Could Not Be Easier (Image: Getty)

You’ll also need a supported card from a participating card issuer and an Apple ID signed in to iCloud.

To add a new card to your iPhone:

  1. In the Wallet app, tap the Add button, which looks like a plus symbol.
  2. Then tap on debit or credit cards.
  3. Then tap Continue
  4. Follow the on-screen steps to add a new map. If prompted, select your bank or card provider from the list or find them using the search box
  5. Confirm your information with your bank or card provider
  6. If you have a paired Apple Watch, you have the option to add the card to your watch as well
Is there anything more satisfying than that ‘beep’? (Image: Getty)

How to set up Google Pay

Google Pay comes automatically with Android phones such as Samsung, Google Pixel, etc.

Your device must be Lollipop (5.0) or later to use Google Pay.

Here are the steps to set up Google Pay on your smartphone:

  1. Open the Google Pay app and follow the setup instructions.
  2. When prompted, add the card details you want to pay with.
  3. If you have another contactless payment app on your phone, you may want to make Google Pay the default payment app in your phone’s ‘Settings’ app.

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